Bad Credit and CCJs: How to Avoid Making an Expensive Borrowing Decision Financial difficulties can happen after job loss, unexpected expenses, relationship changes or periods when household income simply fails to keep pace with commitments. Once adverse in

  Finding Borrowing Options After Previous Credit Problems People with imperfect credit histories sometimes assume mainstream borrowing is permanently unavailable. In reality, lending decisions can depend on numerous factors, and different providers may have

  Funding Home Improvements Without Replacing Your Existing Mortgage Renovating a home can involve much more than a new coat of paint. Loft conversions, extensions, new kitchens, roofing work and structural repairs can require significant budgets, leaving hom

  Personal Loans and Bad Credit: What Borrowers Should Understand Personal borrowing can help fund a major one-off expense, but past credit difficulties can influence which products and interest rates are available. Borrowers should therefore understand both

  How to Decide Whether Borrowing Against Your Property Makes Sense Borrowing decisions become more complex when a home is involved. A homeowner may have access to equity that can potentially support additional finance, but using that equity means connecting